A clearer view of your money
Novice Money features
See what is coming, leave room for everyday spending, and make a plan you can keep up with.
Cash Flow comes first
Bring your account balances, recorded transactions and scheduled payments together on one timeline. Look ahead to tight days, and compare your balance with what remains after your budgets.
Budgets that leave room
Set category budgets and see spending against them. Include budget reservations in Cash Flow without creating extra ledger transactions.
Bills without the guesswork
Organize recurring payments, review upcoming dates, and enter or skip individual occurrences from your schedule.
Debt Snowball
Link scheduled bills to debts, compare payoff strategies, and explore balances, interest and payoff timing. Confirm lender balances to keep estimates on track.
One household, shared visibility
Invite household members with Owner, Editor or Viewer access. Share the same financial picture while controlling who can change it.
Less work with imports
Import bank CSV files, review transactions, and reuse payee aliases and matching patterns. Save review drafts and return to unfinished mappings.
Reminders on your terms
Receive financial summaries and reminders, choose the types you want and your local delivery window, or opt out through your account preferences.
Records you can review
Keep a ledger, reconcile statements, explore reports and save household financial backups. Recording a payment does not send money; your bank remains the source for actual balances and payment completion.